No one wants to think about emergencies, but they can happen at any time. From unexpected car repairs to medical bills, emergencies can quickly drain your savings and leave you struggling to make ends meet. That's why having an emergency fund is so critical for financial security.

Living paycheck to paycheck can be stressful and challenging. In fact, 54% of Canadians and 63% of Americans still live paycheck-to-paycheck and money is the No. 1 reported cause of anxiety, stress, and poor mental health. If you are in this situation, you are not alone. It can feel like no matter how hard you work, you never have enough money to cover all your expenses. However, with some smart financial strategies and the right mindset, you can break this cycle and start building a more secure, and less stressful, financial future.

By providing personalized advice, accountability, education, objectivity, and empowerment, a financial coach can help you achieve your financial goals and feel more confident about your money.