Explore Mortgages Options

Don’t get stuck with the only option your bank provides.

We partner with Canada’s leading banks, trust companies, credit unions, and private lenders. Our top-tier status with these institutions grants us access to exclusive rates and mortgage solutions that are available to only a select few brokerages in the country.

My Approach to Mortgages

I believe in empowering renters with the tools, knowledge, and options they need to break free from the rental cycle and achieve the financial security that comes with owning a home. This is why my approach goes beyond traditional mortgage services. I provide:

  • Personalized Financial Coaching: Together, we’ll create a clear plan to prepare you for homeownership, whether that’s building your credit, saving for a down payment, or improving your financial habits.

  • Fast-Track Solutions: My expertise in the rent-to-own program allows me to guide you through a structured path that bridges the gap between renting and owning.

  • Tailored Mortgage Options: I work with a wide network of lenders to find the best financing solution for your unique situation, ensuring you get the most competitive rates and terms available

Why Work With Me?

Many people unknowingly overpay for everyday expenses like home or auto insurance because they assume the price they’re quoted is the best they can get. But those who take the time to contact insurance agents directly can save, on average, $300 a year.

The same principle applies to mortgages. Too often, people go straight to their bank and settle for the first offer they receive, not realizing they could get a better rate or more flexible terms by exploring other options.

When you get your mortgage with me, my sole focus is on finding you the absolute best mortgage and rate on the market—no exceptions. By saving on fees and securing a mortgage that works for you, you free up income that can be reinvested into your future. That extra savings can become the foundation of lasting financial security, helping you move closer to true financial freedom.

See the Difference for Yourself, Get Approved Today!

Get access to multiple lenders ensuring you can get the best mortgage for your needs.

My Personal Commitment to You

As part of our mortgage program, I will work with you to do the following:

  • Create a comprehensive strategy to help you secure the perfect personalized mortgage for your needs.

  • Put your plan into action and provide you with practical options that align with your mortgage and financing objectives.

  • Ensure you're in the know about the best options presently and as they evolve.

  • Citadel Mortgages is your COMPLETE SOLUTION for all of your mortgage needs, perfect for anyone looking for/to:

    • Refinancing

    • Home Equity Line of Credit

    • Reverse Mortgage

    • Transfer/Switch Your Mortgage

    • Home Renovation

    • Apply for a mortgage to purchase a home

    • Consolidate Debt

Apply for a mortgage to purchase a home

Leverage the equity in your home with a low-interest rate HELOC

A second mortgage is a lien taken out against a property that already has a home loan on it

Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others.

Refinancing your mortgage means renegotiating your existing mortgage loan agreement.

A mortgage switch, or a transfer mortgage, involves moving your current mortgage from one lender to another.

Leveraging equity from your home is a great way to complete a home renovation.

A reverse mortgage is a mortgage loan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property.

Welcome to Your Path to Home Ownership! Rent To Own 

If you're struggling to come up with a down payment, have bruised credit, or are dealing with unexpected life events, don't give up hope just yet. Our rent to own program could be the solution you've been looking for. 

The rent to own program can help you if you if you fall into any of these categories below.  

  • Insufficient down payment or equity  

  • Bruised credit  

  • Undeclared or business for self-income 

  • New to Canada 

  • Unexpected life events  

  • Power of sale 

We understand that traditional banks can be inflexible and may not always take your unique situation into account. That's why we work with investors who are socially aware and passionate about helping individuals and families become homeowners. 

If you've been declined by the banks due to credit, income, or a low deposit, we offer personalized financial coaching to improve your overall financial profile and boost your credit score. Our rent to own program has a 97% exit success rate when working with us as your mortgage agent. 

We're proud to work with the longest-running and most established rent to own program in Canada. Our goal is to help you use the rent to own option to achieve your dream of becoming a homeowner. So, take that first step and book a coaching package today. 

Click Me to get Started ⬆